Same Day Loans Sydney




Need A Loan Today? Discover Same Day Loans in Sydney

Sometimes, emergency situations can hit your wallet with the strength of a thousand hammers.
Your emergency can be a lost job or a monstrous-yet-essential car repair. Regardless of its nature, it puts you in the position where you need access to funds as soon as possible. That's where the beauty of same day loans come in.
If you're unfamiliar with same day loans, no worries. You've come to the right place. Keep on reading for our breakdown of how same day loans in Sydney work and what the process entails.




Loan Example

$300 - $2,000

62 - 180 DAYS


Under the current legislation, Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only with a term between 62 and 180 days, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed. For example, a loan of $1,000 repaid over 3 months equates to a total amount payable of $1,320 comprised of $1,000 principal (amount borrowed), $200 establishment fee and $120 in monthly fees. 

Same Day Loans in Sydney: What is a Same Day Loan?

In the simplest of terms, a same day loan is a type of loan or cash advance that's unsecured and short-termed. The idea behind this type of loan is meeting emergencies with an instantaneous injection of funds that you can pay back in smaller repayments over a few months

Other than that, you'll find that same day loans operate quite similarly to regular short-term loans. In order to get a same day loan, you have to apply for one with a proof of income, an active bank account, as well as essential personal information.

Smarter, Faster Way To Borrow

Receiving the Money: How Do You Get Your Loan Funds?

Traditionally, there are two main ways you can get your loan money.

First, with traditional online lenders, you can get your loan added to an eligible debit card. For instance, with a Reloadable Prepaid Card issued by a lender, your funds will be immediately available for your use on your card.

This method is quite painless and ensures a smooth transfer of money from your lender to your personal accounts. BUT, who wants to wait around for a card to be delivered in the mail? And who wants to carry around and handle more cards? That was so yesterday!

The second more common method is to see the transfer of a same day loan through bank transfers. In this case, the transaction can take up to several hours to days to show up in your bank account, even if the money has already been sent. As it were, this method is a bit more time consuming than the first. We call this the “stone age method”!

The third way is our very own smart and sophisticated method. At CashnGo we have revolutionized the way you receive your cash. Let's call this the “CashnGo Way”.

The moment your loan is approved and confirmed, our systems trigger a few tasks in the background that facilitate an almost instant bank to bank transfer directly to your account. This all happens within seconds and we are able to do this with most Australian banks.

Ready to Get Your Money The CashnGo Way?

Remember that the whole process is digital - there's no need to send us paperwork, visit an office, or email anybody. We know how nerve-wracking it can be when you're trying to get access to funds in times of emergencies.

Thankfully, now that you know all about how same day loans in Sydney work, as well as the different mechanisms available to get access to your new funds, you're in great shape to apply for one.

You can apply for a same day loan online, and it won't take you more than five minutes to finish the whole application. In addition, you can easily contact us if you have any questions or concerns. We'd be more than happy to help you.

1 Apply Online

2Outcome On The Spot

3Cash Transfer In Seconds

Same Day Loans Sydney

Fast Approval • Instant Funds Transfer • Direct Lender

Everywhere From Sydney To Perth