Same Day Loans

Loans Approved Today, Not Tomorrow!




Need Fast Cash Today?
Get A Same Day Loan

Same day approval loans are a fantastic way to get the cash you need in a hurry. They are quick and convenient loans which can help you deal with day-to-day purchases or one-off expenses.

CashnGo is Australia’s leading provider of same day loans. We are an innovative lender with a simple goal — to make it easier for all Australians to obtain finance when they need it.

We have developed a streamlined online application process which makes getting small Cash Loans simple. You can apply online, get approved, and have the cash sent straight to your bank account in a matter of minutes.

There is no paperwork required when applying for a same day approval loan with CashnGo. All we need are some personal details including your name, mobile phone number and bank information. It can’t be easier!

Our loans have a simple fee structure which is easy to understand. There are no hidden fees and paying back the loan is straightforward.

We’ve made it easier for Australians to get finance by using different lending criteria to the big banks. There is much less emphasis on your credit history. Instead, we look closely at your recent income and expenditure levels. This makes our same day loans a great choice for anyone with bad credit or no credit history.



Loan Example

$300 - $2,000

62 - 180 DAYS


What Is A Same Day Loan?

A Same Day Loan is a small personal loan which has a very fast approval process. When you apply for this kind of loan, you will always receive a response to your application within a day.

Same day loans are perfect for unexpected expenses, essential purchases or whenever you need to find some cash fast. They can be used for any purpose including car repairs, utility bills, consumer items, and vacations.

These Fast Cash Loans are typically unsecured loans, which means you do not need to provide any collateral. The lender will simply examine your credit history, income, and expenditure to determine if you are eligible for a loan.

When you apply for a CashnGo same day cash loan, you can expect to receive approval and funding on the same day and the money available within 60 minutes, sometimes even just a few seconds. It's that fast and simple!

Getting Fast Cash Loans Has Never Been This Easy

CashnGo are experts when it comes to same day loans. Our in house built, state of the art online application process makes it simple to apply for a loan. There is no extensive paperwork involved and applications can be lodged using any Internet-connected smartphone, tablet, or computer.

Once your application has been submitted, our smart automated system will determine if you are eligible for an instant approval. If you are, you will receive a response in a few minutes. If not, your application will be forwarded to one of our loan approvals officers. They will take a closer look at your application to assess loan eligibility. Even then, you will usually have a response within a few hours.

So, what do you need to apply for a Same Day Loan:


Personal details

You need to be at least 18 years old to apply for a loan. We will ask you to provide us with your personal information and also a valid mobile number and email address.


Bank details

Forget payslips, bank statements and other paperwork. Our advanced in house technology enables you to use your internet banking details securely so that we can instantly verify your income and expenses all without using a third party provider. We will also facilitate direct bank transfers from your account on the day your repayments are due.


Recurring Income

You will need to have a recurring source of income; this can include income such as regular government payments or payments from your job.






Same Day Loans Online

Get Your CashnGo!

Why wait? Apply for a same day Cash Advance now and find out in just a few minutes whether you are eligible, and have the cash transferred to your bank account the same day!

1 Apply Online

2Outcome On The Spot

3Cash Transfer In Seconds

Why Use CashnGo To Get Your Same Day Loan?

CashnGo is one of Australia’s leading lenders specialising in small same day loans. Some of the reasons to use us include:

 Easy Application Process
Applying for a loan has never been easier! There is no paperwork involved, just a short online application process via our website.

Fast Same Day Approvals
Once you have submitted an application, we will immediately review it using our automated system. In most cases, loan approvals occur in a few minutes.

 Cash When You Need It
After your loan application has been reviewed and accepted, we will immediately transfer the funds to your account. It’s a super fast and convenient way to get the funds you need,

 100% Secure And Confidential
Our website uses 128 bit SSL encryption to keep your personal data safe.

 Flexible Automatic Repayments
Customers can alter how frequently they make a loan repayment, choosing between weekly, fortnightly and monthly repayments. It’s Also possible to pay off your loan early using our Instant Payout feature and there are no additional fees for doing so.

 No Hidden Fees
CashnGo is fully transparent about all of the fees that are involved. When you sign on the dotted line, you will know exactly what your loan costs. There are never unexpected charges or fees.

 The Best Customer Service In The Industry
Our customer support team is incredible! Reach them by calling 13 13 11.


Frequently Asked Questions About Same Day Loans

Can You Receive A Same Day Loan With Bad Credit?

We understand that many Australians have a bad credit history — often through no fault of their own. A bad credit history can be caused by many different events, including failure to make minimum credit card repayments, falling vicim to identity theft, or having to a run-in with a dodgy company.

CashnGo is committed to helping these Australians obtain the finance they need. We don’t focus solely on your credit history when determining eligibility. Instead, we place more emphasis on your income and expenditure levels, along with the nature of your income.

If you have a reliable source of income and have enough money to service the loan, you have a great chance of being eligible for a same day approval loan.

Am I Eligible For A Same Day Loan?

To obtain a same day approval loan, you must also:

  • Be at least 18 years of age
  • Be an Australian citizen or permanent resident
  • Be able to show you have had a stable source of income for at least 3 months prior to applying for the loan
  • Not be bankrupt or in extreme financial hardship

How Do You Apply For a CashnGo Same Day Loan?

The loan application process is simple! It involves 3 steps:

  1. Filling in a loan application
    Start by visiting this link to submit a loan application.

  2. Wait For Your Application To Be Assessed
    After you have submitted the application, your eligibility will be assessed. Most applicants receive a decision within a few minutes, but you will almost always have a decision within a day

  3. Get Approved and Receive your cash
    Once you have reviewed the loan agreement, the funds will be instantly sent to your account.

How Long Will It Take To Receive My Cash?

We will send your money instantly. In most cases, once the funds have been transferred, it usually takes 60 seconds to reach your account. However, there may be bank transfer delays, which vary based on the financial institution your account is with.

Are There Any Limitations About How I Use The Money?

No, you can use a CashnGo same day approval loan for any purpose. Some of the most common uses amongst our clients include:

  • Vet bills
  • Utility bills
  • Wedding expenses
  • Student expenses
  • Medical bills
  • Car repairs
  • Car loans
  • Rates notices
  • Consumer items like fridges, beds, and televisions
  • Mobile phones
  • Gifts for other people
  • Holiday spending money

What Are The Fees For A Same Day Loan?

At CashnGo, we use a very simple fee structure. This makes it easy for our clients to understand what they are being charged and to keep up with payment obligations.

When you first obtain a same day approval loan, you will be charged a 20% establishment fee. On top of that, there is a 4% monthly interest fee which is calculated on the initial amount of your loan.

There are no hidden fees when you use CashnGo. If you have any questions about our fee schedule, contact our customer support team on 13 13 11.

How Is The Loan Repaid?

We encourage clients to set up a direct debit from their bank account. It takes the hassle out of ensuring that your loan repayments are up to date. Clients have the option of changing how frequently a payment is made, which makes it easier to manage your finances. You can repay the loan in full at any time, without incurring additional fees.

What Will Happen If I Miss A Loan Payment?

If you begin to find it difficult to make loan repayments, contact our friendly customer service team on 13 13 11. They may be able to change the loan arrangement so you can afford to continue making payments.

It’s important to note that you may incur dishonour fees if your bank account does not have sufficient funds available when a direct debit charge occurs. To avoid this happening, contact our support team and make alternative payment arrangements.

Can I Apply if I Receive Centrelink Payments?

Yes, many of CashnGo’s clients receive Centrelink payments as their primary source of income. However, we will take into account the type of payment that you are receiving, your total income, and your expenditure.

How Customers Rate CashnGo's Same Day Loans

Overall Rating: 4.9 out of 5 based on 3789 customer reviews

Fast Approval • Instant Funds Transfer • Direct Lender