Same Day Loans

We understand that many Australians have a bad credit history — often through no fault of their own. A bad credit history can be caused by many different events, including failure to make minimum credit card repayments, falling vicim to identity theft, or having to a run-in with a dodgy company.

CashnGo is committed to helping these Australians obtain the finance they need. We don’t focus solely on your credit history when determining eligibility. Instead, we place more emphasis on your income and expenditure levels, along with the nature of your income.

If you have a reliable source of income and have enough money to service the loan, you have a great chance of being eligible for a same day approval loan.

To obtain a same day approval loan, you must also:

• Be at least 18 years of age
• Be an Australian citizen or permanent resident
• Be able to show you have had a stable source of income for at least 3 months prior to applying for the loan
• Not be bankrupt or in extreme financial hardship

The loan application process is simple! It involves 3 steps:

1. Filling in a loan application
   Start by visiting this link to submit a loan application.
   
   
2. Wait For Your Application To Be Assessed
   After you have submitted the application, your eligibility will be assessed. Most applicants receive a decision within a few minutes, but you will almost always have a decision within a day
   
   
3. Get Approved and Receive your cash
   Once you have reviewed the loan agreement, the funds will be instantly sent to your account.

We will send your money instantly. In most cases, once the funds have been transferred, it usually takes 60 seconds to reach your account. However, there may be bank transfer delays, which vary based on the financial institution your account is with.

No, you can use a CashnGo same day approval loan for any purpose. Some of the most common uses amongst our clients include:

• Vet bills
• Utility bills
• Wedding expenses
• Student expenses
• Medical bills
• Car repairs
• Car loans
• Rates notices
• Consumer items like fridges, beds, and televisions
• Mobile phones
• Gifts for other people
• Holiday spending money

At CashnGo, we use a very simple fee structure. This makes it easy for our clients to understand what they are being charged and to keep up with payment obligations.

When you first obtain a same day approval loan, you will be charged a 20% establishment fee. On top of that, there is a 4% monthly interest fee which is calculated on the initial amount of your loan.

There are no hidden fees when you use CashnGo. If you have any questions about our fee schedule, contact our customer support team on 13 13 11.

We encourage clients to set up a direct debit from their bank account. It takes the hassle out of ensuring that your loan repayments are up to date. Clients have the option of changing how frequently a payment is made, which makes it easier to manage your finances. You can repay the loan in full at any time, without incurring additional fees.

If you begin to find it difficult to make loan repayments, contact our friendly customer service team on 13 13 11. They may be able to change the loan arrangement so you can afford to continue making payments.

It’s important to note that you may incur dishonour fees if your bank account does not have sufficient funds available when a direct debit charge occurs. To avoid this happening, contact our support team and make alternative payment arrangements.

Yes, many of CashnGo’s clients receive Centrelink payments as their primary source of income. However, we will take into account the type of payment that you are receiving, your total income, and your expenditure.