Payday Loans

Your Payday, Anyday From CashnGo!




Award Winning Payday Loans up to $2,000

Being one of Australia's fastest payday lenders, we don’t mess around. If you’ve been searching for a direct lender to borrow funds for a short amount of time without impacting your busy life – congratulations, because you are here now. 

CashnGo is Australia’s fastest growing provider of payday loans. We specialise in fast cash loans that are directly deposited into your bank account. The application process is simple and can be completed within a few minutes. Once approved, the money will be immediately transferred to your bank.

Payday Loans
You can apply for a fast payday loan using your computer, smartphone, or tablet device. All loan applications are processed at lightning speed, without any paperwork.

We are transparent about the fees associated with our payday loans, along with any minimum payments and interest rates. All this information is provided before you apply for your payday loan, so you can make an informed decision. You will be surprised by how affordable and convenient CashnGo’s online payday loans are.



Loan Example

$300 - $2,000

62 - 180 DAYS


What is a Payday Loan?

A payday loan is a Small Loan that is useful for paying bills or for making small purchases. Payday loans typically range between $200 and $2,000 in size, with the amount you can borrow being determined by your credit rating and how much you earn.

Payday loans are unsecured loans, which means you do not need to put up any collateral to be eligible. For this reason, they tend to have a higher interest rate than a secured personal loan or a mortgage.

Traditionally, payday loans are designed to be partially or fully paid back when the borrower’s next paycheck arrives. However, many payday loan providers allow customers to spread their repayments over several months if necessary.

You can use payday loans for anything including bills, birthday presents, furniture, clothes, travel, or emergency medical bills.


So What Do You Need To Apply For Your Payday Loan?


Personal details

You need to be at least 18 years old to apply for a loan. We will ask you to provide us with your personal information and also a valid mobile number and email address.


Bank details

Forget payslips, bank statements and other paperwork. Our advanced in house technology enables you to use your internet banking details securely so that we can instantly verify your income and expenses all without using a third party provider. We will also facilitate direct bank transfers from your account on the day your repayments are due.


Recurring Income

You will need to have a recurring source of income; this can include income such as regular government payments or payments from your job.






Online Payday Loans

Get Your CashnGo!

Why wait? Apply for a Payday Advance now and find out in just a few minutes whether you are eligible for fast approval. In most cases, your approved loan will be transferred to your bank account the same day!

1 Apply Online

2Outcome On The Spot

3Cash Transfer In Seconds

Benefits of Fast Payday Loans from CashnGo

Small payday loans are a great way to deal with unplanned expenses. Some of the reasons to use CashnGo payday loans include:

Fast Online Application Process
In most cases, you will know if your payday loan is approved within a couple of minutes.

 Quick Loan Payout
Once your application is successful, we will immediately deposit the funds into your account.

 Paperless Application
You won’t have to spend hours completing paperwork or finding payslips.

Flexible Automatic Repayments
It’s simple to set up affordable repayments which are automatically debited from your account.

 1-Click Payout
It’s possible to pay off your payday loan early and there are no additional fees for doing so.

Excellent Customer Service
If you have a question or a concern, you can call our friendly customer service team on 13 13 11. They are more than happy to provide you with the assistance you need.

Transparent Fee Structure
CashnGo uses a simple fee structure which is easy-to-understand. We are always upfront about all of the fees involved.


Further Frequently Asked Payday Loan Questions

Can I Apply For A Payday Loan If I Have Bad Credit?

Yes! Although we still take your credit score in to account, we are more interested in your current income levels, which determine your capacity to repay the loan. We understand that many Australians have a poor credit history — often through no fault of their own. It is easy to develop a bad credit rating if you are unemployed for a short amount of time or suffer from an unexpected illness. CashnGo payday loans are designed to help these Australians. We are more concerned about your current financial history and not what has happened previously. Even if you have a credit history that isn’t perfect, you may still be eligible for one of our short term loans.

How Do I Apply For A Payday Loan?

Applying for a loan is simple. You can apply via our website or via one of our conveniently located self service kiosks. Applications are processed 24 hours a day, 7 days a week. Once you have been approved for a payday loan, we will immediately transfer the funds into your bank account.

Who Can Apply For A Payday Loan?

Virtually anyone with a steady income can apply for a payday loan. To receive a loan, you must be:

• 18 years of age or older
• Receiving a regular income, for at least 3 months prior to applying
• An Australian citizen or permanent resident
• Not in financial hardship or bankrupt

Where Can I Apply For A CashnGo Payday Loan?

For most people, the easiest way to apply is via our website. Applications can be submitted using any computer, smartphone, or tablet device. We also have convenient self-service kiosks in various locations in NSW, QLD, and VIC. Visit this page to learn more about the location of our kiosks.

When Can I Receive My Money?

After you have submitted your payday loan application, it will be assessed using our advanced proprietary technology. In most cases, you will know if your loan has been approved in a few minutes. Once approved, the funds will be immediately sent to your bank account. However, bank transfer delays may apply.

What Can I Use A Payday Loan For?

Payday loans are a convenient option for dealing with any urgent or unexpected expenses. They are essentially small personal loans that can help you deal with all types of financial problems.

Common uses for CashnGo payday loans include:

• Unexpected medical expenses
• Car repair or registration costs
• Veterinary bills
• Unexpectedly high electricity, water, or rates bills
• Personal gifts for friends and family
• Additional cash during a holiday

How Much Does A Payday Loan Cost?

We use a very simple-to-understand fee structure. All payday loans will incur an establishment fee of 20% of the amount borrowed. There will also be a monthly fee of 4% of the amount borrowed for the lifetime of the loan. For additional information relating to Fees & Charges please contact our Customer Care team on 13 13 11.

How Do Payday Loan Repayments Work?

The simplest way to pay back your loan is by setting up a direct debit payment. Payments will be automatically taken out of your nominated bank account weekly, fortnightly, or monthly. You can also make additional payments through our website.

What Happens If I Miss A Payment?

If there isn’t enough money in your account for your payment to be debited, you may incur dishonour fees from your bank and from CashnGo. If there are insufficient funds in your bank for an upcoming transaction, contact our Customer Care team on 13 13 11 to make other arrangements. If you are undergoing financial hardship, contact us and we will do our best to make adjustments to your loan contract.

How Customers Rate CashnGo's Payday Loans

Overall Rating: 4.9 out of 5 based on 3789 customer reviews

Fast Approval • Instant Funds Transfer • Direct Lender