Get Up To $2,000 Today

Payday Loans

Borrow Money Now with A Fast Payday Loan

Do you need a fast loan to pay some bills or to make a small purchase? Get a payday loan from CashnGo. We offer affordable payday loans with low fees and easy-to-understand terms and conditions.

CashnGo is Australia’s fastest growing provider of payday loans. We specialise in fast cash loans that are directly deposited into your bank account. The application process is simple and can be completed within a few minutes. Once approved, the money will be immediately transferred to your bank.

You can apply for a payday loan using your computer, smartphone, or tablet device. If you are out-and-about, you can also use one of our Self Service Kiosks. All loan applications are processed instantly, without any paperwork.

We are transparent about the fees associated with our payday loans, along with any minimum payments and interest rates. All this information is provided before you apply for your payday loan, so you can make an informed decision. You will be surprised by how affordable and convenient CashnGo’s payday loans are.


Effortless Process

We have made our loan application process as simple and effortless as possible. It takes less than 5 minutes to apply for a CashnGo payday loan.

Secure Application

The entire application process is secure. Your details are encrypted and your information remains 100% confidential.

Outcome in Seconds

Our sophisticated technology determines if you are eligible for a payday loan extremely quickly, with most customers receiving a decision within seconds.

Instant Funds Transfer

Once your application has been approved, the funds will be transferred to your bank account immediately.

What Is A Payday Loan?

A payday loan is a Small Loan that is useful for paying bills or for making small purchases. Payday loans typically range between $200 and $2,000 in size, with the amount you can borrow being determined by your credit rating and how much you earn.

Payday loans are unsecured loans, which means you do not need to put up any collateral to be eligible. For this reason, they tend to have a higher interest rate than a secured personal loan or a mortgage.

Traditionally, payday loans are designed to be partially or fully paid back when the borrower’s next paycheck arrives. However, many payday loan providers allow customers to spread their repayments over several months if necessary.

You can use payday loans for anything including bills, birthday presents, furniture, clothes, travel, or emergency medical bills.

Payday Loans, With No Hidden Fees & Fast Approval

CashnGo makes obtaining a payday loan simple. Our online application system and fast loan assessment means you can obtain the cash you need quickly. You will know all of the associated costs of the loan upfront. We also offer automated repayments, so you don’t even need to think about managing your loan.

Our payday loans are designed to help customers deal with an emergency or unexpected expenses — from electricity bills through to medical expenses. Our loans take the stress out of dealing with unexpected financial problems.

Can I Apply For A Payday Loan If I Have Bad Credit?

Yes! Although we still take your credit score in to account, we are more interested in your current income levels, which determine your capacity to repay the loan. We understand that many Australians have a poor credit history — often through no fault of their own. It is easy to develop a bad credit rating if you are unemployed for a short amount of time or suffer from an unexpected illness. CashnGo payday loans are designed to help these Australians. We are more concerned about your current financial history and not what has happened previously. Even if you have a credit history that isn’t perfect, you may still be eligible for one of our short term loans.

How Do I Apply For A Payday Loan?

Applying for a loan is simple. You can apply via our website or via one of our conveniently located self service kiosks. Applications are processed 24 hours a day, 7 days a week. Once you have been approved for a payday loan, we will immediately transfer the funds into your bank account.

Who Can Apply For A Payday Loan?

Virtually anyone with a steady income can apply for a payday loan. To receive a loan, you must be:

• 18 years of age or older
• Receiving a regular income, for at least 3 months prior to applying
• An Australian citizen or permanent resident
• Not in financial hardship or bankrupt

Where Can I Apply For A CashnGo Payday Loan?

For most people, the easiest way to apply is via our website. Applications can be submitted using any computer, smartphone, or tablet device. We also have convenient self-service kiosks in various locations in NSW, QLD, and VIC. Visit this page to learn more about the location of our kiosks.

When Can I Receive My Money?

After you have submitted your payday loan application, it will be assessed using our advanced proprietary technology. In most cases, you will know if your loan has been approved in a few minutes. Once approved, the funds will be immediately sent to your bank account. However, bank transfer delays may apply.

What Can I Use A Payday Loan For?

Payday loans are a convenient option for dealing with any urgent or unexpected expenses. They are essentially small personal loans that can help you deal with all types of financial problems.

Common uses for CashnGo payday loans include:

• Unexpected medical expenses
• Car repair or registration costs
• Veterinary bills
• Unexpectedly high electricity, water, or rates bills
• Personal gifts for friends and family
• Additional cash during a holiday

How Much Does A Payday Loan Cost?

We use a very simple-to-understand fee structure. All payday loans will incur an establishment fee of 20% of the amount borrowed. There will also be a monthly fee of 4% of the amount borrowed for the lifetime of the loan. For additional information relating to Fees & Charges please contact our Customer Care team on 13 13 11.

How Do Payday Loan Repayments Work?

The simplest way to pay back your loan is by setting up a direct debit payment. Payments will be automatically taken out of your nominated bank account weekly, fortnightly, or monthly. You can also make additional payments through our website.

What Happens If I Miss A Payment?

If there isn’t enough money in your account for your payment to be debited, you may incur dishonour fees from your bank and from CashnGo. If there are insufficient funds in your bank for an upcoming transaction, contact our Customer Care team on 13 13 11 to make other arrangements. If you are undergoing financial hardship, contact us and we will do our best to make adjustments to your loan contract.

Can I Receive A Payday Loan If I Am On Centrelink Payments?

Sometimes. It depends on the amount of the loan and how much income you are receiving from Centrelink. We just need to confirm that you will have the financial resources necessary to pay back the loan.

Why Get A Fast Payday Loan From CashnGo?

Small loans are a great way to deal with unplanned expenses. Some of the reasons to use CashnGo payday loans include:

✓ Fast Application Process
In most cases, you will know if your loan is approved within a couple of minutes.

✓ Fast Payment
Once your application is successful, we will immediately deposit the funds into your account.

✓ No Paperwork
You won’t have to spend hours completing paperwork or finding payslips.

✓ Flexible Automatic Repayments
It’s simple to set up affordable repayments with are automatically debited from your account.

✓ Early Repayments
It’s possible to pay off your loan early and there are no additional fees for doing so.

✓ Excellent Customer Service
If you have a question or a concern, you can call our friendly customer service team on 13 13 11. They are more than happy to provide you with the assistance you need.

✓ Transparent Fee Structure
CashnGo uses a simple fee structure which is easy-to-understand. We are always upfront about all of the fees involved.

So What Do I Need To Apply For A Payday Loan?


Personal details

You will need to provide some basic information with the application, including your name, address, phone number, and email address.


Bank details

CashnGo speeds up the application process by using technology to instantly verify your income and expenses. You won’t need to provide any bank statements, pay slips, or other documents.


Recurring Income

To obtain a payday loan, you must have a regular source of income. This can be regular income from a job or a government payment.






Why wait? Apply for Cash Loans Online now and find out in just a few minutes whether you are eligible for a fast Payday loan from us, usually with the cash transferred to your bank account the same day!

How Customers Rate CashnGo's Payday Loans

Overall Rating: 4.6 out of 5 based on 157 customer reviews

Fast Approval • Instant Funds Transfer • Direct Lender

Everywhere From Sydney To Perth