Get Up To $2,000 Fast

Cash Loans

Need Cash Fast? Cash Loans Can Help

Are you short on cash and need money in your bank account fast? CashnGo can help by providing a quick cash loan online with affordable repayments to suit your needs. Forget endless paperwork and over-restrictive lending policies of the big banks who completely disregard loan applications from everyday Australians- we are here to help. We specialise in short term cash loans that are tailored just for you and can be used for any purpose - from unexpected bills, medical expenses and trips away with the family. 

Apply online today for quick and easy online cash loans from CashnGo! 

We are an innovative Fintech Start Up with a vision to provide cash loans with fast approval to everyday people in need. Our approach is different to other lenders, we prioritise speed in the application process and provide a world-class customer service. We focus on offering customers super-fast cash loans online with high approval rates that are processed in a matter of minutes - not days. In most cases, you will know if your loan has been approved instantly, with the funds transferred to your nominated bank account within seconds (bank transfer and processing times may differ depending on your bank). We can quickly provide the money you need to pay your bills or to make an important purchase.

Our company has developed a state-of-the-art online application process that is easy to complete. If you need some assistance, our friendly support team is available 24/7. Why struggle with your finances when additional cash is easily available? Get a hassle-free same day cash loan with CashnGo today.

Effortless Process

Our loan application takes about 5 minutes to complete. We have made the process simple and effortless. 

Secure Application

We know security is important and we can assure you all of your details will remain 100% confidential.

Outcome in Seconds

Our intelligent technology aims to provide you with a quick decision.

Instant Funds Transfer

Upon approval of your application, your money will be transferred within seconds (bank transfer delays may apply). Happy Shopping!

CashnGo Service Benefits 


  • One of the Fastest Cash Loans Online Lenders in The Industry
    We will transfer the money into your account when your cash loan is accepted. You’ll get your  cash in an easy, quick, and convenient way.
  • Safe and Secure
    Built with security in mind – we use 128-bit SSL encryption to keep your data safe.
  • Lightning-Fast Application Process
    An incredibly user-friendly online application process with no documentation is required.
    In as little as 3 minutes, you can apply for a cash loan online with CashnGo and will be approved (in most instances) in a matter of seconds. As soon as you’re approved – we’ll transfer the funds. It’s as easy as 1-2-3.
  • Flexible Automatic Repayments
    Tailored repayment terms to suit your needs and circumstances. Take control of your finances with the ability to choose the frequency of your repayments. As a flexible, innovative direct lender dedicated to customer service, you can change this arrangement at any time by calling our support team on 13 13 11.
  • No Hidden Costs
    We are an ethical organisation working openly and honestly. Forget about hidden fees or unexpected costs when you use CashnGo for cash loans online.
  • Free Early Repayments
    Zero penalties for being amazing with your repayments. Paying off your loan early with ease.
  • An Exceptional Customer Service
    Our friendly and experienced team of quick cash credit specialists are looking forward to assisting you. As we are a direct lender, we have the funds to finance your loan right after you have passed the speedy approval process. We've helped thousands of Australian's with our quick cash with fast approvals. Call our experienced cash loan online team 13 13 11 for any questions or support. We’re always happy to help!

Apply for a Cash Loan Online now and confirm your eligibility in a matter of minutes.

Why Use CashnGo For Cash Loans?

CashnGo is a state-of-the-art private lender dedicated to assisting Australians with quick and easy cash loans to help you live life in the moment and to its fullest! 

We are the favourite cash loan online lender for thousands of Australians because we are dedicated to every customer and go that extra step further to ensure you get the cash you need – fast!


What Is A Cash Loan?

A quick cash loan or cash advance is simply a loan that you pay over a short period of time. These types of loans are also known as payday loans or a cash advance. Quick cash loans usually range from a few hundred dollars to a couple of thousand dollars in value. Loans of this size are useful for covering unexpected expenses and are designed to be paid back within a couple of months.

Our online cash loans are slightly different from traditional payday loans. They are much easier to apply for, thanks to our online loan application process, which operates 24 hours, 7 days a week. It’s also possible to apply for a short term loan by using one of our Self Service Kiosks.

After your loan is approved, we will transfer the money to your account within 60 minutes. In most cases, the money will be transferred instantly. The entire process is simple and very fast!

Benefits Of Cash Loans From CashnGo

CashnGo allows customers to borrow up to $2000, which can be paid back using flexible repayments on a schedule that you are comfortable with. Applying for a loan is easy and you can have the money in your bank account within a few minutes.

We make the terms and conditions of our personal loans crystal clear. You can see all of the upfront costs involved, which makes it simple to make informed financial decisions.

At CashnGo, we understand that many people run into financial trouble from time-to-time. Unfortunately, this can lead to a negative credit rating that makes it difficult to obtain additional finance. We won’t hold your bad credit history against you. Instead, we use an internal credit rating system called Step-Up to measure your ability to repay a loan.

After you obtain your first personal loan from us and repay it on time, our Step-Up program will improve your internal credit rating. We then make it easier for you to obtain additional finance and larger loans. This program can help you obtain finance when you need it - even if you start with a bad credit rating.

We are always upfront about the fees and interest rates associated with our loans. There are never any hidden fees and our repayment schedules are easy to understand. Our interest rates are extremely competitive compared to payday lenders, which greatly reduces the total cost of your loan.

As Australia's fastest-growing licensed lender, we are committed to protecting the security and financial health of our clients. We use high-level encryption to ensure that all of the confidential information you supply is kept safe.

However, the greatest benefit of using CashnGo is the speed of our loan application process. Our advanced online application system allows you to apply for a loan in a couple of minutes. Once the application has been submitted, our decisioning system will let you know if it is approved very quickly. If you are successful, the transfer of funds will occur within 60 minutes (usually instantly).

So, what do you need to apply for a smart, quick and easy cash loan?


Personal details

You need to be at least 18 years old to apply for a loan. We will ask you to provide us with your personal information and also a valid mobile number and email address.


Bank details

Forget payslips, bank statements and other paperwork. Our advanced in house technology enables you to use your internet banking details securely so that we can instantly verify your income and expenses all without using a third party provider. We will also facilitate direct bank transfers from your account on the day your repayments are due.


Recurring Income

You will need to have a recurring source of income; this can include income such as regular government payments or payments from your job.






Cash Loan FAQs 


What is a cash loan?

Cash loans are small, uninsured amounts of money which relieve the burden of an unexpected expense. Similar to a Cash Advance from the banks, Cash Loans are a way to keep you going, stress-free, until the next payday and can be easily accessed compared to other forms of loans.

How do cash loans work?

You can borrow funds to spend on anything of your choosing by using cash loans. Typically known as a short-term personal loans, these loans generally have to be paid back within a set time frame for the cash amount borrowed plus any extra interest on top. We are transparent about all the amounts so there'll be no surprises along the way!

With flexible repayment terms depending on the amount borrowed, we offer cash loans online from $300 to $2,000. The application process can be completed while you are on the go or at home - on your mobile, tablet or PC/Mac - we make the process seamless and stress-free.

How much can I borrow?

This all depends on how much you need, your financial history and current financial circumstances. 

You can loan between $300-$2,000 (depending upon your ability to repay) using CashNGo's fast cash loans online. Rather than paying back the full amount in a single payment, you can repay the balance you borrowed (including the transparent fees) over 1-3 months.

How much would a $500 cash loan cost?

On a $500 CashNGo cash loan online repaid over 3 months, the total amount you will pay back is $660.00. This calculation includes our application fee and monthly account fees of $160.00 on top of the borrowed amount. We are fully transparent about the amount you have to repay over a set period, so you can make sure the amount you borrowed is manageable within your budget and fits your longer-term financial goals.

Is everyone a good fit for cash loans ?

Cash loans are not a suitable solution for people in financial difficulty and longer-term borrowing. Late repayments or missed payments may be reported to the credit reference agencies, which may affect your credit rating and could make obtaining a loan in the future more difficult and expensive.

Can I Still Get A CashNGo Quick Cash Loan Online with Poor Credit History or Bad Credit?

At CashNGo, we feel all Australians should have the ability to have access to the resources they most need. We take the broader context into perspective when certain other lending institutions only check the credit history of an individual when determining if they are ready to obtain any credit with them.

If you apply for direct lender loans with us, you should know that we take into account a number of factors when deciding if you will be able to meet your repayments. If you have been turned away for direct lender payday loans elsewhere, give us a (CashN)go! We may be able to match you to a lender that offers bad credit loans.

Important Considerations Before Applying For A Cash Loan


What Do I Need To Be Aware Of When Considering Applying For Cash Loan with CashNGo?

Before you decide to take out a cash loan, from a direct lender (such as CashNGo) you should always consider the following few things:

  • Are you able to pay off your loan in the assigned time period?
  • Can you get money from an alternative source?
  • Is the lender you are using trusted and have an Australian credit licence

Once you establish where you stand in these three areas and are happy that you can pay off the loan amount, cannot get money from another source and have found a responsible direct lender, then you are free to go ahead with your application!

For more information and tips on where to seek financial advice visit the following sites:

How Customers Rate CashnGo's Cash Loans

Overall Rating: 4.8 out of 5 based on 515 customer reviews

Fast application • Outcome in seconds • Direct Lender

Everywhere From Sydney To Perth